Essentials to Bring to Your Real Estate Closing

Here are the essential items all Home Buyers AND Home Sellers should bring to your real estate closing!  Don’t forget to bring yours!

Bring a valid I.D. (drivers license): Everyone involved wants to be sure the right people are signing this day, so don’t forget it!

Checkbook: Even if you normally use only a debit or credit card. Sometimes there can be a small overage or miscellaneous fee that can be covered with a personal check or cash ONLY. Be prepared…. so you are guaranteed to close.

Cashier’s Check: Call and ask, the title company may not accept a personal check. If you’re unsure the exact amount to bring, get a cashier’s check for a larger amount that will cover the ‘worst-case’ scenario, and the title company will issue you a check at closing for the difference. Make the check out to yourself, and you can endorse it over to the title company at closing.

One more important note- a cashier’s check is like CASH – you can’t get another one issued. Make sure you keep this check in a very safe place.

10 Considerations for Buyers in a Multiple Offer Situation

What happens when you find the perfect home and discover that several other buyers are placing offers on the same property?

Here are 10 Considerations for Buyers in a Multiple Offer Situation

  1. You may want to consider offering your highest and best right away in a known multiple offer situation. Now is not the time to make a lowball offer.
  2. Know your bottom line. Review your budget and be clear on what you can afford to avoid making emotional decisions.
  3. Know your maximum dollar you want to spend on that property. Have your agent go over comparable property values with you.  If you are financing with a mortgage the lender will also ensure the property is valued at the amount you are borrowing.
  4. If you are restricted by budget, there may be other ways of increasing your chances of success by sweetening the deal with other offers such as allowing extra time after closing for the sellers to pack and move.
  5. Choose an experienced agent who is an excellent negotiator and communicator.
  6. Meet the deadlines set by the participating agents. Ensure you have a Buyer’s Agent who is organized with good follow through.  A missed deadline or not following submission guidelines can cost you the deal.
  7. Increase your earnest deposit. A larger amount put into escrow can communicate the seriousness of your desire to purchase.
  8. Cash deals might have a better chance if the sellers are looking for a clean, fast sale.
  9. If the seller counters, consider flexibility on any requested contingencies such as a larger earnest deposit.
  10. A good agent will always ensure you are pre-approved for a mortgage before showing you homes but it is especially important in a multiple offer situation. Proof of funds will be key.


The Columbus Team works with buyers and sellers, they have years of experience with all Considerations for Buyers in a Multiple Offer Situation.  If you’d like their skill to work for you, give them a call when you’re ready to make a move.