Here are the essential items all Home Buyers AND Home Sellers should bring to your real estate closing!  Don’t forget to bring yours!

Bring a valid I.D. (drivers license): Everyone involved wants to be sure the right people are signing this day, so don’t forget it!

Checkbook: Even if you normally use only a debit or credit card. Sometimes there can be a small overage or miscellaneous fee that can be covered with a personal check or cash ONLY. Be prepared…. so you are guaranteed to close.

Cashier’s Check: Call and ask, the title company may not accept a personal check. If you’re unsure the exact amount to bring, get a cashier’s check for a larger amount that will cover the ‘worst-case’ scenario, and the title company will issue you a check at closing for the difference. Make the check out to yourself, and you can endorse it over to the title company at closing.

One more important note- a cashier’s check is like CASH – you can’t get another one issued. Make sure you keep this check in a very safe place.