Friday, with the announcement of the rates going to 4.000% for a 30 year fixed, the lowest since 1950, the phone went absolutely wild. I am sure that was the case with most lenders around the nation. … [Read more...]
Columbus Mortgage Market: Absolutely Amazing!
October 8, 2010 By Leave a Comment
This is amazing. Jobs numbers came out this morning for September and again the numbers were poor which made rates drop. Go out there and sell something today. INTERESTING LIFE … [Read more...]
Columbus Mortgage Rates: Still very happy!
October 7, 2010 By Leave a Comment
I hope you enjoy the new “Interesting Life Observations”. This will last for a month of so. Go out there and sell something today. INTERESTING LIFE OBSERVATIONS: Bad decisions make good … [Read more...]
Columbus Mortgage Rates: SOMETHING NEW TODAY
October 6, 2010 By Leave a Comment
I hope you enjoy the new “Interesting Life Observations”. This will last for a month of so. An announcement today on jobs came out and they were lower than expected for August. This made … [Read more...]
Columbus Mortgage Market: Last in the series
October 5, 2010 By Leave a Comment
Over the last 11 days, I did a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. 2. “The … [Read more...]
Columbus Mortgage Rates: Nice rainy Monday
October 4, 2010 By Leave a Comment
Over the next few days, I will be doing a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Market: Finally!
October 1, 2010 By Leave a Comment
Over the next few days, doing a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. 2. “The … [Read more...]
Columbus Mortgage Rates: Ugh!!
September 30, 2010 By Leave a Comment
Over the next few days, I'll be doing a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Market: Yawn!
September 29, 2010 By Leave a Comment
Over the next few days, doing a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. 2. “The … [Read more...]
Columbus Mortgage Rates: #6 in the series
September 28, 2010 By Leave a Comment
Over the next few days, doing a series of “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. 2. “The … [Read more...]
Columbus Mortgage Market: #5 – Bill Gates 11 rules
September 27, 2010 By Leave a Comment
Over the next few days, I will be showing Bill Gates’ “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Rates: Hmmmmm!
September 24, 2010 By Leave a Comment
Over the next few days, I will be showing Bill Gates’ “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Market: #3 rule from Bill Gates
September 23, 2010 By Leave a Comment
Over the next few days, I will be showing Bill Gates’ “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Rates: #2 in Bill Gates’ 11 rules
September 22, 2010 By Leave a Comment
Over the next 11 days, I will be sharing Bill Gates’ “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to it”. … [Read more...]
Columbus Mortgage Market: Yes! Read below…
September 21, 2010 By 1 Comment
Over the next 11 days, I will be showing Bill Gates’ “11 rules your kids DID NOT and WILL NOT learn in school”. I’m sure you will enjoy this: 1. “Life is not fair---get used to … [Read more...]
Columbus Mortgage Rates: Nice way to start off a Monday!
September 20, 2010 By Leave a Comment
Rates started going against us Friday afternoon but started to drift in our favor this morning. Go out there and sell something today. MORTGAGE TIP OF THE DAY: If a borrower is paid by 1099 … [Read more...]
Columbus Mortgage Market: Nice week!
September 17, 2010 By Leave a Comment
Rates are drifting our direction this morning but not enough to make rates go down. Go out there and sell something today. MORTGAGE TIP OF THE DAY: Has anyone ever notice in Franklin County … [Read more...]
Columbus Mortgage Rates: Yawn!
September 15, 2010 By Leave a Comment
Rates are still drifting down. Go out there and sell something today. MORTGAGE TIP OF THE DAY: When proving income for a borrower, we lenders ask for a month’s worth of pay stubs showing … [Read more...]
Columbus Mortgage Market: Nice!!
September 14, 2010 By Leave a Comment
Rates started down yesterday afternoon and continued this morning. Go out there and sell something today. MORTGAGE TIP OF THE DAY: As you hopefully noticed yesterday the First Time Homebuyer … [Read more...]
Columbus Mortgage Rates: Nice way to start a week!!
September 13, 2010 By Leave a Comment
Things are back down this morning, somewhat. Go out there and sell something today. MORTGAGE TIP OF THE DAY: Effective today, OFHA is lowering their interest rate for the first time homebuyer … [Read more...]
Columbus Mortgage Market: Hmmm!
September 10, 2010 By Leave a Comment
Positive economy news in China caused our markets to increase in hopes of increased sales to China Go out there and sell something today. MORTGAGE TIP OF THE DAY: For those folks who are on … [Read more...]
Columbus Mortgage Rates
September 9, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: Stay in touch with your past customers. Do them a favor and recommend they refinance to get less interest going out a month. It … [Read more...]
Columbus Mortgage Market
September 8, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: MIP insurance for FHA loans will be changing effective on loan locked on October 4, 2010 and after. The upfront MIP insurance is … [Read more...]
Columbus Mortgage Rates
September 7, 2010 By Leave a Comment
Things are holding steady. Go out there and sell something today. MORTGAGE TIP OF THE DAY: On FHA or Conventional loan, if a borrower has a second part time job, that income can be used for … [Read more...]
Columbus Mortgage Market
September 3, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: FHA and conventional allows income from disability, workman’s compensation and child support and must be documented that it will … [Read more...]
Columbus Mortgage Market
September 1, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: As you have probably guessed we are swamped with refinances but we REALLY WANT your purchase business. Purchase loans go to the … [Read more...]
Columbus Mortgage Rates: Yippy Skippy!
August 31, 2010 By Leave a Comment
Market is in our favor yesterday afternoon and this morning. Go out there and sell something today. MORTGAGE TIP OF THE DAY: On a FHA loan, we are required to verify with the landlord that … [Read more...]
Columbus Mortgage Market: Hmmmm!!
August 30, 2010 By Leave a Comment
Friday afternoon rates jumped up three times. All the markets are back down this morning but not enough to put us back to where we were Friday morning. Go out there and sell something … [Read more...]
Columbus Mortgage Rates:What a week!
August 27, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: The Arlington Bank charges the same rate for purchases as we do for refinances. No up charges here. THOUGHT OF THE … [Read more...]
Columbus Mortgage Market: Amazing!
August 26, 2010 By Leave a Comment
Is a double dip recession coming? Sounds like it may happen. Go out there and sell something today. MORTGAGE TIP OF THE DAY: FHA requires we verify a borrower has been paying their rent on … [Read more...]
Columbus Mortgage Rates: OMG, it finally happened!!
August 25, 2010 By Leave a Comment
It finally happened. All the indicators showing rates should be going down did. Go out there and sell something today. MORTGAGE TIP OF THE DAY: Federal Law says we lenders are not allowed to … [Read more...]
Columbus Mortgage Market: This is wild!
August 24, 2010 By Leave a Comment
It is stuck. All kinds of movement in the economy but not affecting rates. Go out there and sell something today. MORTGAGE TIP OF THE DAY: The donor of a gift for an FHA loan can borrower … [Read more...]
Columbus Mortgage Rates: We have no idea what is happening and why!!
August 19, 2010 By Leave a Comment
Absolutely nothing is making sense on the markets and why they are shifting the way they are. All the indicators said this morning rates should go down but we went slightly the other direction. We … [Read more...]
Columbus Mortgage Market: This is making no sense!
August 18, 2010 By Leave a Comment
This whole week, the markets are shifting around telling me rates should be going down, up then again down but the mortgage markets are now reacting whatsoever. Is this the lowest rates can go? … [Read more...]
Columbus Mortgage Rates: This is getting boring!
August 17, 2010 By Leave a Comment
The market is slightly against us this morning but not enough to make rates go up. Go out there and sell something today. MORTGAGE TIP OF THE DAY: FHA only requires enough money to close as … [Read more...]
Columbus Mortgage Market: I’m not getting this.
August 16, 2010 By Leave a Comment
This is one of those "scratching our heads" day. The market is dramatically in our favor but no one is lowering rates. Weird!!! Go out there and sell something today. MORTGAGE TIP OF THE … [Read more...]
Columbus Mortgage Rates: Certainly has been a boring week!
August 13, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: Any debts with ten payments or more are counted in the borrower’s debt ratio except a car lease. The issue is when the car lease … [Read more...]
Columbus Mortgage Market
August 12, 2010 By Leave a Comment
Go out there and sell something today. MORTGAGE TIP OF THE DAY: Gifts for FHA loans can be from family members, a close friend, borrower’s employer or a labor union. THOUGHT OF THE DAY: It … [Read more...]
Columbus Mortgage Rates
August 11, 2010 By Leave a Comment
Rates drifted down this morning but not enough to make our rates to trip to the next lowest rate yet. We are getting close. Go out there and sell something today. MORTGAGE TIP OF THE … [Read more...]
Columbus Mortgage Market: Yawn!
August 10, 2010 By Leave a Comment
The Fed’s are making a decision today whether to start buying mortgage backed securities forcing down mortgage rates. This is going to be interesting. Go out there and sell something … [Read more...]
Columbus Mortgage Rates: Looking good
August 9, 2010 By Leave a Comment
The market is in our favor. The Fed’s are considering again buying mortgage backed securities which would force mortgage rates down in order to spur the economy. My goodness!!! Go out there and … [Read more...]
Columbus Mortgage Market: What a week!
August 6, 2010 By Leave a Comment
More bad economic news this morning made rates flow in our direction but not enough to make rates drift down to the next .125%. Go out there and sell something today. MORTGAGE TIP OF THE … [Read more...]
Columbus Mortgage Rates: Isn’t this wild?
August 5, 2010 By Leave a Comment
The jobless rate came out this morning and it was worse than expected making mortgage rates go down. Go out there and sell something today. MORTGAGE TIP OF THE DAY: Remember, Fannie Mae and … [Read more...]
Columbus Mortgage Market: Yippy Skippy!
August 4, 2010 By Leave a Comment
We had a slight drift down this morning enough to make the 30 year fixed to go down. The big report is Friday showing jobs for last month. That could make mortgage rates go either direction. Go … [Read more...]
Columbus Mortgage Rates: ..and I’m fine with that.
August 3, 2010 By Leave a Comment
Factory order and pending home sales for last quarter came out this morning and is affecting rates. Pricing improved but not enough to make rates go down. Go out there and sell something … [Read more...]
Columbus Mortgage Market: Hmmmm!!
August 2, 2010 By Leave a Comment
The mortgage market opened up against us this morning which is also making the stock market go up, crude oil go up and the dollar down. Go out there and sell something today. MORTGAGE TIP OF … [Read more...]
Columbus Mortgage Rates: Nice way to end the week!
July 30, 2010 By Leave a Comment
The Gross National Product for last quarter came out this morning and it was worse than the previous three quarters. This morning the stock market is down, bond market prices down (making rates go … [Read more...]
Columbus Mortgage Market: I’m fine with that!
July 29, 2010 By Leave a Comment
The market is pretty much the same as yesterday. The market is going slightly against us but not enough to make rates go up, in fact, my 15 year fixed went down. Go out there and sell something … [Read more...]
Columbus Mortgage Rates: Game On!!
July 28, 2010 By Leave a Comment
A report came out with morning that durable goods orders for June came it and it was disappointingly down. That made the market move in our direction. Go out there and sell something … [Read more...]
Columbus Mortgage Market: Oh well!
July 27, 2010 By Leave a Comment
Several large corporations showed higher earnings than expected indicating an improving economy therefore making mortgage rates go up. Remember, bad economies make mortgage rates goes go down, good … [Read more...]
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