How do you qualify?

1.  Properties must meet sales price limits which can vary by county.

2.  Applicants must meet OHFA income limits.

3.  Ask your local lender!

Note there are Targeted Areas and Nontargeted Areas that affect the credit value in addition to the status of the property.

Here is an example of the MCC in action, compliments of Gary Erler of Priority Mortgage: 

“Imagine a loan amount of $155,000 on your home purchase at an interest rate of 5.5%, your interest the first year will be $8,525. If that home is in a non-targeted area, you can claim 20% of the interest. You now have $1705 as a tax credit thanks to the MCC to help make your loan payment.”

 If you’re a first time buyer, this is your year! The Columbus Team is ready to help you traverse the rocky terrain of home ownership. Do you qualify for the Mortgage Credit Certificate Program?

Let is snow, let it snow, let it snow! It is *Warm & Cozy* inside this fabulous home.

The Real Estate Market in Columbus is hot, hot, hot! Sue Lusk-Gleich reminds us that affordability, in terms of phenomenal interest rates in combination with home prices, is excellent! Remember that Real Estate is local, so forget the national news reports…it doesn’t apply to our market.  It’s an especially great time for 1st time buyers who aren’t encumbered by selling a property prior to purchasing a new home.  Say bye-bye to your landlord and let’s go look for your new home! Carpe Diem